Hi Paul
We are pleased to share our latest update, including insights on how private credit is increasingly being utilised within SMSF portfolios and a summary of fund performance.
Private Credit Spotlight: SMSFs
We’ve noticed a sharp uptick in SMSFs allocating to private credit to introduce consistent income into portfolios. The rationale is simple. Within a broader portfolio, private credit acts as a stabilising ‘income engine,’ offsetting equity and property cyclicality while supporting a more balanced risk-return profile.
From a risk perspective, our private credit fund is structured with a focus on capital preservation and downside protection. Unlike equities, where income and capital values fluctuate, private credit is underpinned by contractual interest payments, defined terms, and floating-rate loans, providing resilience across rate cycles. This makes it particularly relevant for SMSFs in both accumulation and liquidation phases, where cash flow visibility, reduced reliance on asset sales, and portfolio diversification are key considerations.
Beyond structural features, SMSF trustees in our network are increasingly focused on alignment, transparency, and risk management, alongside a lower tolerance for volatility and capital loss. The combination of regular income, tangible security, and clearly defined investment terms can support trustee confidence in long‑term capital stewardship, particularly in an environment where managing downside risk has become as important as achieving returns.
Fund Snapshot: April, 2026
Capspace’s model is aligned to investors seeking reliable income, capital stability, and portfolio control across cycles, targeting returns of 8%–10% p.a. We are pleased to report continued strong and stable performance over the past month:
- Current monthly return (annualised): 9.05% p.a.
- Trailing 3-month average: 8.85% p.a.
- Monthly distributions paid: 100% since inception
- Redemptions: 100% met within notice period
Click here to view the full April 2026 report.
Forward focus
Where income certainty, capital stability, and liquidity planning are paramount, we remain focused on capital preservation and reliable liquidity.
Should you have any questions or wish to discuss your investment, please don’t hesitate to reach out.
Warm Regards,
Daniel Dusevic
Director
